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Friday, September 8, 2017

HOW TO CHOOSE THE RIGHT LIFE AND INSURANCE

How To Choose The Right Life and Health Insurance
Life Insurance and Health Insurance is very important especially for self-employed and informal workers who do not have health insurance from a company or government agency.It is very sad indeed to get sick or handicapped because of an accident will have a lot of financial / financial losses because they have to bear the cost of treatment and can not work to find money.different if someone is working in a company or a civil servant, they get health insurance that will bear the cost if sick and monthly salary is paid full. However, not all companies provide good and quality health insurance.
Before choosing or determining what insurance product you want, from which insurance company, I strongly recommend to compare various products, product types from some insurance companies. Do not be quick to buy insurance products without a clear understanding of the rights and obligations if we follow an insurance product.
please refer to some tips for choosing an insurance product:
- Determine what protection benefits we need- Find out the information of insurance products as per our requirement by collecting brochures from various insurance companies or seeking information in the media of insurance companies 

- Do not be quick to believe what insurance agents say, because they do not necessarily understand the products they offer. 
- Ask for illustration of the benefits of insurance products. 
- Ask the insurance agent in more detail about the products thoroughly to detail the calculation of the allocation of funds we pay for anything. 
- Learn the contents of the illustrations at home clearly and thoroughly, do not quickly draw conclusions, ask the more understand if there is not clear 
- Compare the products of various insurance companies, which provide the greatest benefits with the cheapest premiums, and find out if the company's info is already officially known to many people or not. 
- Do not just stick to the best insurance award from a magazine, but you need to really know how to calculate the insurance costs 
- Determine the insurance product of your choice after all and understand. 
- After determining and deciding to purchase an insurance product we will receive an insurance policy that contains a binding agreement between the customer and the insurance company, review the contents of the policy, usually the customer is given time and opportunity to cancel the policy.
That was some tips from me so you do not regret one day if you buy insurance products without understanding the rights, obligations and comparisons with other products.
Another one of my suggestions as a customer who has been fooled by an insurance product "Do not buy Life Insurance and Health Unit Link associated with Investment". because product unit link cut is very expensive.
Thank you for reading my article hopefully with this you can choose which insurance is most appropriate for you.

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